MacRumors reported a Banktivity discount for its readers, with no coupon code and a 30-day trial included. The saving is real but limited to year one, so the tier choice and the renewal price matter more than the headline percentage.
MacRumors reported on October 27, 2026 that it had partnered with Banktivity to offer its readers a Banktivity discount of 30% off the first year, plus a 30-day free trial. The offer is for new subscribers only, and the discount is applied automatically on Banktivity’s website, with no coupon code needed.
Banktivity is a personal finance app for Mac, iPhone, and iPad. According to MacRumors, it tracks spending, sets custom budgets, categorizes transactions automatically, and supports widgets and Shortcuts.
The Banktivity discount covers any tier. PetaTech24 did not test Banktivity for this article.
At a Glance
- The Banktivity discount takes 30% off the first year on any tier, for new subscribers only, with a 30-day free trial.
- No coupon code is needed. The discount is applied automatically on Banktivity’s website.
- Annual first-year prices in USD: Bronze $41.99, Silver $55.99, Gold $69.99, down from $59.99, $79.99, and $99.99.
- Monthly first-year prices in USD: Bronze $4.89, Silver $6.29, Gold $7.69, down from $6.99, $8.99, and $10.99.
- After the first year, the service returns to its then-current price. No end date was stated, and no EUR price was given.
- MacRumors disclosed that it is an affiliate partner, and that purchases through its links may earn it a small payment.
Why This Matters
Finance app subscriptions look small until they are added up. A first-year Banktivity discount deserves a closer look than the percentage alone: 30% off saves $30.00 in USD on annual Gold, but only $2.10 in USD per month on monthly Bronze. Both savings end after year one.
Device fit matters as much as price. The source describes Banktivity only for Mac, iPhone, and iPad, so households using Windows or Android devices should check support first.
Use the trial to connect your real accounts and build one budget. If those basics fail, the Banktivity discount alone is not a reason to commit.
Banktivity Discount: How the Offer Works
The Banktivity discount is a partnership offer reported by MacRumors, not a sitewide sale and not a PetaTech24 exclusive deal. MacRumors said the discount is applied automatically on Banktivity’s website, with no code required.
No Code, New Subscribers Only, Plus the Trial
Three conditions define the offer: new subscribers only, the first year only, and a 30-day free trial included. The trial gives a month to test bank connections and categorization before the discounted year begins.
The Affiliate Disclosure, Stated Plainly
MacRumors disclosed that it is an affiliate partner with some vendors, and that purchases through its links may earn it a small payment. That does not change the prices here, which were checked against the published figures.
No End Date Was Stated
MacRumors gave no end or expiry date in its report. That is not proof the offer runs indefinitely. Before buying, confirm the Banktivity discount still appears on Banktivity’s website.
Annual Prices, Side by Side
The Banktivity discount gives the largest saving in dollars on annual billing. Bronze falls from $59.99 per year in USD to $41.99 per year in USD for the first year, a saving of $18.00.
Silver falls from $79.99 per year in USD to $55.99 per year in USD, a saving of $24.00. Gold falls from $99.99 per year in USD to $69.99 per year in USD, a saving of $30.00.
Each figure was checked by multiplying the standard price by 0.70, and each result matches the discounted price MacRumors published.
Monthly Prices, Side by Side
The Banktivity discount keeps the same 30% idea in smaller monthly steps. Bronze costs $4.89 per month in USD for the first year, down from $6.99 per month in USD, a saving of $2.10 per month.
Silver costs $6.29 per month in USD, down from $8.99 per month in USD, a saving of $2.70 per month. Gold costs $7.69 per month in USD, down from $10.99 per month in USD, a saving of $3.30 per month.
Over twelve months, monthly billing costs more than annual billing, even with the discount. Twelve months at the discounted Bronze monthly price total $58.68 in USD, against $41.99 for the annual plan.
Silver totals $75.48 monthly against $55.99 annual, and Gold totals $92.28 monthly against $69.99 annual. No EUR price was stated in the source, so none is given here.
What Each Tier Covers
The Banktivity discount covers all three tiers, but MacRumors kept the feature description short. Bronze covers the basic account tracking features most people will need.
Silver and Gold add features like real estate tracking, retirement and loan accounts, and more. The report did not split the Silver and Gold additions.
All three tiers share the core features MacRumors listed: spending tracking, custom budgets, automatic categorization, and widgets and Shortcuts support. The choice between Silver and Gold cannot be settled from the report alone. Read the full tier comparison on Banktivity’s website, and pay for a higher tier only when its extras match accounts you already hold.
Banktivity Discount: Which Tier Fits You
Bronze Fits Most Buyers
Bronze fits day-to-day money management: accounts to watch, spending to track, a budget to hold, and goals to save toward. At $41.99 per year in USD for the first year, it is the cheapest way to test whether Banktivity earns a place in daily use.
Silver or Gold Fits Wider Financial Lives
Silver and Gold fit buyers whose finances extend into real estate tracking, retirement accounts, and loan accounts, the areas MacRumors named. Do not pay the Gold premium until the full comparison on Banktivity’s website shows a feature you will actually use.
When to Walk Away
Walk away if the trial exposes a daily problem, such as a main bank account that will not connect reliably. Walk away too if the app will live mainly on devices the source does not cover, or if the full renewal price feels too high for year two.
Banktivity Discount: The Renewal Catch
The Banktivity discount is a one-year saving, not a permanent price cut. MacRumors said the service returns to its then-current price once the first year ends, meaning whatever Banktivity charges at that time. Judge the offer by asking whether Bronze at $59.99 per year in USD, Silver at $79.99, or Gold at $99.99 would still feel worth paying after the discounted year.
If the answer is yes, take the Banktivity discount and set a reminder to review before renewal. If the answer is no, the discount is borrowing a year of use at a price the app has not yet earned. Monthly subscribers face the same review point, so note the renewal date at signup either way.
What to Check Before You Subscribe
Banktivity’s own plans page was checked during research. It lists the same three tiers, states that all prices are in USD with taxes not included, and confirms a 30-day free trial for first-time customers. Use that page with the checklist below to confirm what MacRumors did not spell out.
- Confirm you are a new subscriber, and that the discounted price still appears before you pay.
- Confirm the checkout total, including any taxes, since listed prices exclude taxes.
- Confirm the app covers the devices you use, starting from the Mac, iPhone, and iPad support stated in the source.
- Confirm during the trial that your own bank accounts connect and that categorization handles your usual transactions.
- Confirm the full Silver and Gold feature lists on the plans page, since the source groups those two tiers together.
- Note the renewal date and the then-current price rule, and decide in advance what you will do when the first year ends.
FAQ
Is the Banktivity discount only for new subscribers?
Yes, as reported. MacRumors said the offer is available to new subscribers only. Existing subscribers should not expect the first-year price.
Do I need a coupon code?
No. MacRumors said the discount is applied automatically on Banktivity’s website, with no coupon code needed.
What happens when the first year ends?
The Banktivity discount ends after the first year, and the service returns to its then-current price, according to MacRumors. That price is whatever Banktivity charges at renewal time, which may differ from today’s standard price.
Which tier should I choose?
Bronze fits most buyers, covering the basic account tracking features most people will need. Silver and Gold add real estate tracking, retirement and loan accounts, and more. Check the full tier comparison before paying for a higher tier.
Is there a EUR price for this offer?
No EUR price was stated in the MacRumors report, so none is given here. All prices in this article are in USD. Readers outside the United States should check the price shown for their region and currency on Banktivity’s website.
Bottom Line
The Banktivity discount is worth taking if the app earns its full price after year one. Bronze at $41.99 per year in USD is the sensible starting point for most buyers. Silver and Gold earn their higher prices only when their added tools match accounts you already hold.
Check the live price, use the trial properly, and judge the app at full price before you commit. If the trial proves the app useful, the Banktivity discount makes the first year a genuine saving.
Sources
- MacRumors, Banktivity Offers 30% Off First Year Subscriptions for MacRumors Readers, October 27, 2026. Offer terms, prices, features, affiliate disclosure, and renewal wording as reported: https://www.macrumors.com/2026/10/27/banktivity-30-off-first-year/
- Banktivity, Plans for every need and every budget, plans page checked during research. Tier names, USD pricing note, taxes note, and 30-day free trial for first-time customers: https://www.banktivity.com/content/plans/plans.php
- All savings totals and twelve-month totals in this article are PetaTech24 calculations from the prices MacRumors published. No other prices, dates, or tier features were added from other sources.
